MindfulTax AdvisorsStart a conversation

Virtual tax · accounting · advisory

Clear numbers.Confident decisions.

Proactive tax strategy, reliable accounting, and practical guidance for small business owners who want clarity—not surprises.

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Year-round guidanceDirect advisor accessBuilt for growing businesses
12+

Years of tax & accounting experience

01

Direct advisor relationship

US

Virtual-first, serving business owners nationwide

Rooted in St. Augustine, FL

More than compliance

Your numbers should do more than report the past.

Most tax results are shaped months before a return is filed. Mindful Tax Advisors helps you understand what the numbers mean, model what comes next, and make decisions while there is still time to influence the outcome.

Start with exactly what you need today—from a clean annual filing process to an ongoing finance partner who understands your business.

See how we work

How we help

Support shaped around your business.

Each engagement is scoped to the decisions, cadence, and level of support you actually need.

01

Small business tax planning

Year-round strategy, projections, and scenario modeling designed to identify legitimate opportunities before the calendar closes them.

02

Tax preparation

Accurate federal and state filings for businesses and their owners—with a process that stays organized from kickoff through completion.

03

Bookkeeping

Clean, decision-ready books and consistent monthly reporting, so tax planning and business decisions start with reliable numbers.

04

Virtual CFO advisory

Cash-flow visibility, forecasting, KPI review, and a strategic sounding board for owners who want finance-level support without a full-time hire.

05

Entity & compensation strategy

Practical guidance on entity structure, owner compensation, estimated taxes, and the tax consequences behind important business decisions.

06

Retirement plan tax guidance

Tax-focused guidance around retirement-plan options and contribution scenarios, coordinated with the professionals who implement your plan.

A relationship that can grow

Choose the level of support that fits right now.

Annual

Prepare

Organized tax preparation and a direct conversation when your return is ready to be filed.

  • Business and owner returns
  • Federal and multi-state filing
  • Year-end tax conversation
Quarterly

Plan

Forward-looking projections and structured check-ins before important tax decisions become permanent.

  • Quarterly tax projections
  • Entity and compensation review
  • Retirement contribution modeling
Monthly

Lead

Ongoing accounting and virtual CFO support for owners who need a strategic finance partner.

  • Monthly bookkeeping and reporting
  • Forecasting and cash-flow review
  • Decision support and accountability
Find your best fit

A practical planning process

From scattered information to a clear next move.

No black box. You see the assumptions, tradeoffs, and action items behind the recommendation.

  1. 01

    Understand

    We learn how your business earns money, how you pay yourself, and which decisions are ahead.

  2. 02

    Project

    Current-year tax, cash flow, and scenarios are translated into numbers you can use.

  3. 03

    Decide

    You receive prioritized options, clear tradeoffs, and specific next steps—without the jargon.

  4. 04

    Revisit

    As your business changes, the plan is updated at the cadence that fits your engagement.

Donny Ramos, founder of Mindful Advisors
Based inSt. Augustine, FL

Direct access matters

Work with an advisor who knows your full picture.

Mindful Advisors was founded by Donny Ramos, EA, who brings more than 12 years of tax and accounting experience. You work directly with the person reviewing the numbers, thinking through the strategy, and helping you make the next decision.

The practice is intentionally virtual and relationship-driven: responsive enough for today's question, structured enough for the long-term plan.

Meet Donny

Local roots. Virtual reach.

St. Augustine tax expertise, available wherever business takes you.

Based in St. Augustine and serving small businesses throughout St. Johns County and Northeast Florida—with the systems to work just as closely with clients nationwide.

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Common questions

Before we start.

A few direct answers about how the practice works.

Do you work with clients outside Florida?

Yes. Mindful Advisors is built as a virtual tax and accounting firm and works with small business owners across the United States. Secure document exchange and video meetings keep the process efficient wherever you are.

Can I work with you only for annual tax preparation?

Yes. Some clients want an organized once-a-year filing relationship. Others need quarterly tax projections, monthly bookkeeping, or ongoing virtual CFO support. The service level can grow with your business.

What types of small businesses do you work with?

Mindful Advisors works with owner-led service businesses, professional practices, consultants, contractors, real estate businesses, ecommerce companies, and other closely held businesses that value direct, proactive guidance.

Is tax planning different from preparing a tax return?

Yes. Preparation reports what already happened. Planning happens before year-end and evaluates projections, timing, entity choices, compensation, retirement contributions, and other decisions while there may still be time to act.

Do you guarantee tax savings?

No responsible tax professional can promise a specific result before understanding the facts. The goal is to identify lawful strategies, quantify tradeoffs, and help you make informed decisions—not sell aggressive shortcuts.

Your next decision can be clearer

Start with a focused conversation about your business.

Tell us what is working, what feels uncertain, and what kind of support would make the biggest difference.

Schedule a consultation